Renee Murphy

Welcome to the Renee Murphy State Farm Agent office in San Diego, CA! I believe insurance should feel approachable and relevant to real life, which is why I encourage people to review their coverage from time to time and make sure it still fits where they are today. I’ve been with State Farm for over 33 years and proudly opened my own office in 2002. Since then, it has truly been a privilege to serve the communities of Scripps Ranch, Poway, Rancho Bernardo, Mira Mesa, and nearby neighborhoods. My team and I focus on helping you protect what matters most through thoughtful conversations and dependable service. Whether you’re preparing for the road with Auto Insurance, protecting what you’ve worked hard for with Homeowners Insurance, or looking ahead with Life Insurance, we take the time to understand your situation and walk through your options together. We also assist with Pet Insurance and other everyday coverage needs. Our office is pet friendly, and we work hard to maintain a welcoming, family-like environment for everyone who visits. We’re also proud to offer bilingual service in English and Spanish.

Outside the office, I enjoy baking, cooking, and staying actively involved in the community I call home. Giving back to local nonprofit organizations is important to me, and it’s something I value just as much as helping people with their insurance needs. I’m also part of a family of State Farm agents, which adds a personal layer of meaning to the work I do every day. As a mother of three grown sons and a proud grandmother of six, I understand how important it is to have coverage in place for the people you love. If you’re looking for dependable insurance support in San Diego, my team and I would be happy to connect—stop by our office or give us a call anytime.

Frequently Asked Questions (FAQ)

Q: How do I get car insurance quotes?

A: Getting a car insurance quote is easier than you might think. You can start online, give our office a call, or stop by to talk through your options. We'll help walk you through coverage choices and help you find something that fits your needs. Serving San Diego and the surrounding area, Renee can help answer your questions.

Q: How quickly can car insurance coverage start?

A: For any new auto business to State Farm, coverage begins 1 day in the future. We can help you get set up quickly so you're covered and ready to go. Have questions? Renee in San Diego can walk you through your options.

Q: What coverage is required when leasing a car?

A: Leased vehicles typically require more coverage than the state minimums. In addition to liability insurance, leasing companies usually require comprehensive and collision coverage, and you may need to list the leasing company on your policy as an additional insured or loss payee. For personalized coverage in San Diego, CA, reach out to Renee.

Q: What should I know about life insurance?

A: Life insurance helps provide financial support to your beneficiaries and can help cover expenses like debts, living costs, or future needs. Renee works with San Diego residents to find coverage that fits.

Q: How does a life insurance policy actually function?

A: Life insurance provides a payout to your chosen beneficiaries if you pass away while the policy is active. It can help give your loved ones financial support when they may need it most. Connect with Renee for insurance guidance in San Diego.